The PCRG Annual Mortgage Lending Study provides a current portrait of mortgage lending trends in Allegheny County and the City of Pittsburgh. PCRG prepares this study using publicly available data designed to monitor the performance of financial institutions seeking to meet their community investment requirements under the Community Reinvestment Act. This companion site presents the Home Mortgage Disclosure Act (HMDA) data for Allegheny County, Pennsylvania for the years of 2018-2021. Additional American Community Survey (ACS) five-year estimate information is provided as well to give greater context to socioeconomic trends throughout the county. Please visit our user guide for more information on on the methodology that powers this website.

Neighborhood Profiles

The Neighborhood Profiles page shows the all loan application data within a neighborhood from 2012 to 2021, as well as individual reports on low- and moderate-income borrower lending and lending to non-Hispanic Black borrowers. On the Additional Reports by Tract Map page, there are multiple pages that show the demographics of census tracts throughout Allegheny County, as well as the lending in each census tract. An additional page shows lending that occurs in areas defined by the Pennsylvania Department of Environmental Protection as Environmental Justice Areas.

Lending Profiles

The Lending Profiles page shows the all loan application data within by banks with a physical presence in Allegheny County as of 2021. Within this section are individual reports on low- and moderate-income borrower and low- and moderate-income census tract lending, as well as lending to non-Hispanic Black borrowers. On the Additional Lender Reports page, there are additional reports which show mortgage disposition rates for all lenders, with selection criteria for the loan type and the race and ethnicity of the borrower.

General Lending

The General Lending page provides broader patterns, such as comparing loan disposition rates by loan purpose and the race and ethnicity of the borrower from years 2018 to 2021. It also provides basic information on lending by different types of financial institutions and government vs. conventional loan products.

Please note that this is an experimential website meant to enhance the written Mortgage Lending Study report, and will be updated periodically. This website was priamrily designed for the desktop. Feedback is greatly appreciated and can be directed to PCRG using the Contact Page.

Thank you for your patience.

Last updated: March 23, 2023.